Category Archives: Budgeting Software

Detailed Budget Spreadsheet

James DeMar

This spreadsheet lets you see spending categories for a typical household. If you are going into debt each month to maintain such a household, you are in big trouble.

You can add categories or remove them. If you are in debt, it’s time to remove them — from your lifestyle first, then from this spreadsheet.

This spreadsheet will remind you of just how much money it takes to maintain a middle-class lifestyle.

This program is a spreadsheet. It requires Microsoft Excel or OpenOffice. OpenOffice is free. Download it here: www.OpenOffice.org.

Download this program to your hard disk. Right click the link. Select Save Target As… (Internet Explorer’s command) or Save Link As… (Firefox). Title it so that you will not forget it.

Download it here:

https://deliverancefromdebt.files.wordpress.com/2012/08/family-monthly-bills-budget.xls

I have prepared a video tutorial on how to use this spreadsheet. To view the tutorial, click here.

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Simple Budget Spreadhsheet

James DeMar

This program will help you get a handle on your spending. Making a family budget is a joint effort.

This program is a spreadsheet. It requires Microsoft Excel or OpenOffice. OpenOffice is free. Download it here: www.OpenOffice.org.

Download this program to your hard disk. Right click the link. Select Save Target As… (Inrtenet Explorer’s command) or Save Link As… (Firefox). Title it so that you will not forget it.

The cells are empty. You must fill in the appropriate spending categories.

Download it here:

https://deliverancefromdebt.files.wordpress.com/2012/08/simplebudget.xls

I have prepared a video tutorial on how to use this spreadsheet. To view the tutorial, click here.

These Simple Spreadsheets Let You Plan Ahead. Video Training Is Included.

James DeMar

You need to budget your spending. This is basic: Step #4 in any program of financial liberation.

These simple spreadsheets are easy to use. They are no-frills budgeting tools. Use either of them before you use a full money management program, whether online or on your computer.

If you don’t like these, there are lots of free budgeting tools on the Web. For a list with brief reviews, click here.

The self-discipline of creating a budget lets you see how much you are spending and on what. You will have to cut spending and/or increase income. This is easier to do when you know what part of your budget is discretionary (such as entertainment) and what isn’t (such as the rent or mortgage payment).

Simple Budget Spreadsheet
James DeMar
This is a simple budgeting tool. Be ready to fill in your household budget categories. . . . keep reading

Detailed Budget Spreadsheet
James DeMar
This spreadsheet is the same as the Simple Budget spreadsheet, but with the categories filled in. . . . keep reading