Gary North
It is possible to get out of the debt trap. It takes self-discipline. It takes future-orientation. It take a realization that debt really is a trap.
Occasionally, it takes a bankruptcy, but not often. There are ways of avoiding bankruptcy in most cases.
These personal testimonies offer hope. They also offer specific strategies that may help you in your program to live debt-free.
| From Envelope System to Debit Cards and Back Anonymous Here is a success story. . . . keep reading |
| We Began by Getting Rid of Stuff Anonymous A site member at GaryNorth.com describes his family’s strategy. . . . keep reading |
| The 10 Key Actions That Finally Got Me Out of Debt; or, Why Living Frugally Is Only Part of the Solution Leo Babauta This man is now debt-free. . . . keep reading |
| Start With the Tithe The Howards Paying God first is important, as this couple found out, though not at the very beginning. . . . keep reading |
| A Seven-Step Solution to $75,000 of Debt and $2,000 a Month Child-Supprt Payments Anonymous He could have declared bankruptcy. He didn’t. Instead, he cut costs. . . . keep reading |
| 1999: $60,000 in Debt, No Ph.D. in Physics, a Drop-out. 2004: Debt-Free Bill Corley A flash of insight made this possible. I hope you have had yours. . . . keep reading |
| Seven Hints to Getting Out of a $67,000 Debt Burden Anonymous You must be maniacal about budgeting. . . . keep reading |
| How to Pay Off $60,000 in Debt, Starting with $20,000 a Year and Three Kids R. A. S. This is the way to structure your life even if you have no debt. Abandon pretensions. . . . keep reading |
| No Debt, No Mortgage: Four Years Jim Barry This is the way to do it if you have no pretensions. Pretensions involve a lot of debt. . . . keep reading |
| Get a Second Job Roger Fossum Somethimes cutting expenses just won’t cut it. . . . keep reading |
| The Wrong Way to Get Out of Debt Anonymous This is a guarantee of misery. It’s like hiding booze from an alcoholic. . . . keep reading |
| Four Months to Debt Freedom Barak Strickland From an $8,000 debt (1987 dollars) to zero debt in four months. . . . keep reading |
| Keep It Simple, Stupid! Laurel Peart If the plan is too complex, you may not follow it. . . . keep reading |
| Ignoring Good Advice Until the Results Start to Hurt J. Glatham This man did not take his father’s advice until the pain was intense. . . . keep reading |
| Debt-Reduction is a Joint Effort. It Takes Teamwork. John Geltemeyer Two of you got into the hole. Two of you must dig your way out. . . . keep reading |
Switch Debt on High-Rate Credit Cards to Low-Rate Cards to Pay Off the Debt Faster
Raymond Reiss
Be merciless with your present credit card companies. Make them compete. . . . keep reading
Deliverance From Debt 