May 27, 2009
Say that you want to rent a car. You can’t, if you don’t have a credit card. The car rental company wants to know you won’t steal the car.
Your car breaks down on the road. You need to rent a car to get home. You have no credit card. What now? You can’t buy a plane ticket, either.
Our society runs on plastic.
But you are a debt junkie. You can’t quit buying.
That’s what you think!
Of course you can quit buying, as surely as an adulterer can quit. You just don’t have enough incentive.
I suppose that some people do have to cut up their cards as a symbolic act, the same way an adulterer really does have to cut up the secret photograph of his accomplice. But it’s better to just say no.
You can get a debit card. But it won’t help you with a car rental. It may help you with a plane flight . . . if you have enough money in the account.
You should deal with causes, not symptoms. A credit card is a symptom.