Gary North
A story on MarketWatch gives some horror stories on how the new credit law has stung credit card debtors.
Read the article if you think things are going to get better for debtors anytime soon.
You risk have tour credit line frozen. You risk having your FICO score lowered if you cancel the card.
Know the risks before you make any major changes.
Get out of debt. That is the #1 solution.